Top 15 Earnest Alternative and Similar Softwares | Dec 2024

Earnest is a technology enabled lender that evaluates a person’s full education, employment, and financial profile. By looking beyond a simple credit score we can reward financially responsible people with better rates than traditional lenders, on personal loans and student loan refinancing. In addition, we have created an online dashboard that gives clients the tools to easily control and customize their loan payments. Earnest does not charge origination or prepayment fees.

1. CommonBond

CommonBond CommonBond is an online lending company that makes education finance better. Through CommonBond, our members gain access to a robust suite of low fixed- and variable-rate student loan products to refinance existing student loans after graduation or to finance an MBA while in school.When comparing CommonBond to the federal government......

2. On Deck

On Deck Launched in 2007, OnDeck connects Main Street businesses – such as restaurants, retailers, and other service providers – directly to capital. The proprietary OnDeck technology platform uses data aggregation and electronic payment technology to analyze the financial health of small businesses, allowing them to access the capital they need to......

3. cafeloans

cafeloans Cafe Loans is a streamlined approach to get restaurants the working capital they need to grow.......

4. Affirm

Affirm Affirm offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.Simple Checkout: Checkout is easy at any store that accepts Affirm. Just enter some basic information for an instant loan......

5. Karrot

Karrot Get Personal Loans Online in MinutesKarrot offers quick, online personal loans up to $35,000 with 36- and 60-month payment terms and fixed rates as low as 6.44% APR for the life of the loan. Find out your rate in minutes and have the funds in your bank as soon as......

6. ZimpleMoney

ZimpleMoney ZimpleMoney takes the time, frustration and poor memory out of family and friend loans and intra family loans.FEATURESConvenient and simple online set-upCustomize the loan to fit your needsAutomated billing, notices and payment collectionAutomatically manages loan ledgers and note accountingElectronic payment alerts and noticesNo limit on the amount you can borrowMultiple......

7. BTCPop

BTCPop BTCPOP offers a unique P2P Banking experience with Instant Loans, Investment Pools, Collateral Tied Loans & More. Be sure to join us, we are constantly improving and developing our services.......

8. Lenny - Build Credit, Earn Rewards & Free Credit Score

Lenny - Build Credit, Earn Rewards & Free Credit Score Lenny is the platform trusted by Millennials to build their credit scores by borrowing as little $50.Earn Lenny Points (LPs) monthly by mastering your credit management skills. Use them to unlock rewards, such as balance increases and special offers from brands and financial partners.Enjoy your FICO® Score for Free monthly!Get......

9. LendPal

LendPal LendPal is the easy way keep track of money and other items you borrow or lend to friends, family or roommates.Splitting the rent, managing your home expenses, sharing groceries or keeping track of your balances with roommates, family and friends.Features:- Track Lend Items - Track Lend Money- Never Forget -......

10. Ledge

Ledge Ledge is the simple way to borrow money from friends and family- and automatically pay them back on the terms that you choose.FEATURES• Get the money to go on that bachelorette trip, buy that computer for design school, pay a deposit on a new apartment or to get the gear......

11. Owy

Owy Owy helps you keep track of the things you lend, from movies and meals to money you're owed back. Just add an item and a few other details and that's it. Send a message in a single tap to request your item(s) back.......

12. idcoin

idcoin Identity and reputation crypto-currency coinbase supporting a Web of Trust.This is an exploratory project for a Bitcoin-like system based in part on ideas found in GPG / PGP with a degrees of separation Web of Trust as well as reputation based on TX-fee's to be paid to miners .Story :......

13. Pace

Pace Pace is designed for digital agencies who understand the importance of reputation. It provides them with the tools needed to discover, protect and nurture reputation by measuring the relationship between front-line team members and clients. Its zero configuration means that agencies can begin using it in less than a minute.......

14. Olery

Olery Olery provides tools like reputation management, data & reports based on hotel reviews for hospitality companies.......

15. RevuCue.com

RevuCue.com RevuCue makes it easy to ask for, generate and monitor customer reviews! Get the free trial today and start improving your online reputation!......